Many attributes define MetLife. Financial strength, a commitment to service, creating value and providing a personal safety net are just a few ways to describe MetLife and its unwavering focus on delivering financial solutions for its customers. In 2007, MetLife’s associates continued to define these characteristics for MetLife’s customers and stakeholders. Most important, associates demonstrated that, regardless of your relationship with MetLife, people count. In this online version of MetLife’s 2007 Annual Review, you can learn more about the many ways associates at MetLife—regardless of their role—have contributed to the company’s success.

This Annual Review is not a substitute for MetLife, Inc.’s annual report on Form 10-K or the annual report to shareholders. If you would like to see a complete set of financial statements for MetLife, Inc., visit www.metlife.com and select “Investor Relations.”